Foreclosure
Stop Foreclosures & Repossessions
If you have fallen behind on your bills, you may be facing either a foreclosure on your home or the repossession of your personal property. Bankruptcy can help either delay or stop any collection activity, and may be able to help you keep your home. Facing the loss of your home or property can be a huge cause of anxiety, and by speaking to the experts at HS&A, P.C. can help you stop foreclosure or loss of property quickly.
The Automatic Stay
The automatic stay is an injunction that is automatically issued when an individual files for bankruptcy. It prohibits creditors from engaging in the following types of collection activity:
Foreclosure of your home
Filing bankruptcy will stop any sale date set for your home in the case of a foreclosure, and will also prevent your creditors from initiating a foreclosure proceeding in the future provided you comply with your plan. A Chapter 13 bankruptcy will restructure your debt to the creditor in such a way that it will allow you to pay the amount in arrears over a longer period of time, and to stay in your home during this period. A Chapter 7 bankruptcy will cancel any set sale date of your home by virtue of the automatic stay. Furthermore, if a foreclosure or repossession has taken place and you owe more to the bank than the amount the bank received, a Chapter 7 bankruptcy will discharge any debt that may be owed to the bank above what they receive from the sale of the property.
Call an Experienced Bankruptcy Attorney Today to Stop the Calls
If you are in financial distress, ignoring the problem is not going to make it go away. By calling an experienced bankruptcy attorney at HS&A, P.C., you can maximize your chances of keeping your home, car, or other assets. Bankruptcy is designed to help people who have gotten in over their heads to get out from under the weight of crushing debt and have a fresh start. We are conveniently located and we have evening and weekend appointments available. To set up your consultation today, call us at 248-609-6304 or through our online case evaluation.
Practice Areas
Staff is very friendly and helpful. They work with you and help you get back on track. No judgement just understanding. Simply amazing.
-Eric Nyman
Professional, responsive at a time when I felt so vulnerable and confused. Looking forward to going forward ftom here with HS&A.
-Deanna Cosens
HS&A recently represented me and did an excellent job of providing me with answers to my questions and efficiently handling my case. I felt well represented and informed throughout the entire process. I highly recommend them!
-Kate Sumbler
Great people, very through and kind. All of my questions and concerns were answered very professionally and accurate and in a very timely manner. My hearing went very smoothly. I was very pleased with my experience
-Thelma Rumble
Experience, Knowledge & Determination at a Trusted Civil Law Firm
Why Choose Michigan Bankruptcy Attorneys?
Compassion Backed By Experience
With over 15 years of experience, we know this is a difficult journey – and will treat you with the care and compassion you deserve.
Dedicated Problem Solvers
When you put our investigative expertise to work, we’ll dig deeper into the details than other attorneys – which makes the winning difference.
Respected in the Legal Community
With years of trial experience, we have long-established credibility with judges, insurance companies, and other attorneys.
Individualized Attention to Every Case
You’ll work directly with one of our attorneys, who treat every client as their only client. No matter how long it takes, we’ll see your case through.
