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What type of bankruptcy is right for me?
At E. Orum Young, we understand that bankruptcy is a tough decision to make, and that it is not for everyone. However, we have experienced first-hand the many ways bankruptcy has helped individuals climb out from a deep pit of debt. There are four types of bankruptcy that can be filed. Your bankruptcy attorney will help you decide which option works best for you during your first consultation.
What are some debts bankruptcy cannot resolve?
When should I consider bankruptcy?
If you know that you cannot pay off all of your debts, or have had trouble negotiating a payment plan with your creditors, bankruptcy may be the most reasonable option. This is especially true if you fear the possibility that a creditor will sue you and/ or seize assets. Chapter 13 and Chapter 7 bankruptcy are the most commonly filed bankruptcies by individual debtors. Let our attorneys help you pave the way for financial freedom!
What is Bankruptcy?
Bankruptcy is a legal process in which an individual who cannot reasonably pay his or her bills is provided an opportunity for a fresh financial start. Bankruptcy is a right granted by federal law, and all bankruptcy cases are handled in federal court. When an individual files for bankruptcy, all debt collection calls are put to a stop.
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How Can Bankruptcy Help Me?