Royal Oak bankruptcy attorneys

Royal Oak Michigan Bankruptcy Attorneys

Chapter 7 Bankruptcy ~ Chapter 13 Bankruptcy

Helping people in their time of financial need with passionate genuine care

File bankruptcy and take control of your future


File Bankruptcy & Take Control of Your Future

by Royal Oak bankruptcy lawyer Timothy Stickradt

File bankruptcy and take control of your future

Royal Oak Bankruptcy Lawyers in Michigan

Hammerschmidt, Stickradt & Associates or HS&A, P.C. was founded in 2001 by Royal Oak bankruptcy attorneys Marguerite Hammerschmidt and Timothy Stickradt. Our Michigan bankruptcy law firm aims to help individuals and families manage their financial situations and get out of debt by filing Chapter 7 bankruptcy, Chapter 13 bankruptcy, or stopping creditor harassment. Our bankruptcy lawyers serve clients in Royal Oak, Wyandotte, and throughout Michigan. Marguerite and Timothy devoted the last 15 years to developing and implementing an outline for clients to resolve their bankruptcy issues burdens, eliminate the burdens of debt, and reduce the stress of going through the Michigan bankruptcy process. Consult our Royal Oak bankruptcy attorney today for a free consultation!



Wyandotte and Royal Oak Bankruptcy Experts

The global spread of COVID-19 is affecting every one of us. At HS&A, P.C. Law our Royal Oak bankruptcy attorneys are committed to creating lasting, positive outcomes for our clients, our employees, and our communities. We remain focused on helping people in their time of financial need with passionate genuine care.

To achieve the goal of “social distancing”, we have invested heavily in the technology that enables us to continue serving our clients while making adjustments to our physical locations and therefore remain open for business at this time.

We offer the convenience of telephone consultations,  video consultations, online document collection and signing, payment plan options, and email or text lines of communication. During these unprecedented days, our services are set up to help you address your financial situation now rather than delay the relief of the burden you deserve.

All of us are being tested by this situation, however, we have every confidence in our collective ability to meet the challenge and persevere together. Thank you for your confidence and trust in our Michigan bankruptcy law firm, HS&A, P.C. Law. We wish good health to you and those you care about.

Need help filing bankruptcy? Do you have questions for our Royal Oak
Michigan Bankruptcy Attorneys?


Bankruptcy Helps Eliminate Your Financial Burden

Filing a Chapter 7 or Chapter 13 bankruptcy helps you manage your outstanding debts by wiping out most–if not all–of it. In some instances, your financial obligation to repay your debt is removed in bankruptcy. As soon as you file your bankruptcy, the bankruptcy court releases an order (called the “Automatic Stay”) which prevents your lenders or creditors from making any attempts at collecting from you. Contact our Royal Oak and Wyandotte bankruptcy attorneys for assistance in filing your bankruptcy petition or understanding the bankruptcy process.

Royal Oak MI bankruptcy attorneys
Royal Oak bankruptcy attorneys

Bankruptcy Helps You Provide for Your Family

When you declare bankruptcy, you are essentially stopping your lending company from collecting your wages or demanding payments from you. If your utilities have been cut off as a consequence of outstanding bills, filing bankruptcy also helps restore the essential services that your Michigan family needs. Stop worrying about finances and start your journey to a fresh start! Call our Royal Oak MI bankruptcy lawyers in Michigan today!

Bankruptcy Helps You Protect the Things You Love

Aside from sparing your family from the stress of facing creditor calls or harassment, filing Chapter 7 or 13 bankruptcy also helps you keep the home you have worked hard to give your loved ones. Do you have a vehicle you want to keep? bankruptcy also prevents the seizure of your car or another valuable asset. If one of your properties has been repossessed before your filed bankruptcy, our bankruptcy attorneys in Royal Oak MI can help have the lender return it to you.

Royal Oak Michigan bankruptcy attorneys


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