WE CARE ABOUT MORE THAN YOUR FINANCIAL HEALTH
Southeast Michigan Bankruptcy Experts
At HS&A, P.C. Law, our Southeast Michigan bankruptcy attorneys are committed to creating lasting, positive outcomes for our clients, our employees, and our communities. We remain focused on helping people in their time of financial need with passionate, genuine care.
Our firm offers flexible options to accommodate your needs, including in-person consultations, video calls, and convenient online document collection and signing. Whether you prefer meeting at our office or handling things remotely, we are here to support you every step of the way.
Your trust in HS&A, P.C. Law motivates us to provide personalized guidance and reliable solutions for your financial challenges. Let us help you take the next step toward financial relief and peace of mind.
Call Us Today! 248-609-6307
Nearly Two Decades of Experience
Experience You Can Trust
Experience, Knowledge & Determination at a Trusted Civil Law Firm
Why Choose Michigan Bankruptcy Attorneys?
Stop Garnishment
Stop wage garnishments immediately through the bankruptcy’s automatic stay. Don’t let yourself feel powerless! Call our Chapter 7 & 13 Southeast Michigan bankruptcy attorneys!
Stop Repossession
Is your lender repossessing your vehicle? Our experienced Southeast Michigan bankruptcy lawyers can help temporarily or permanently stop vehicle repossession!
Stop Foreclosure
Filing for bankruptcy can help you prevent home foreclosure from occurring. Call our Chapter 7 & 13 Michigan bankruptcy attorneys for more details.
Stop Collection Calls
Prevent creditor harassment and any collection calls by speaking with one of our Michigan bankruptcy attorneys. We serve clients from Troy and throughout Michigan.
Rebuild Credit Scores
Discharge your debts and start anew through our credit rebuilding program designed for Michigan residents filing Chapter 7 or 13 bankruptcy!
Keep You in Your Home
Do you want to save your home from foreclosure? Filing bankruptcy can be the solution you’re looking for! Consult our Michigan bankruptcy lawyers now!
Restore Financial Peace of Mind
End your financial crisis! Take control of your financial situation. Our Southeast Michigan bankruptcy attorneys can help you file bankruptcy in Michigan.
Need help filing bankruptcy?
Filing a Chapter 7 or Chapter 13 bankruptcy helps you manage your outstanding debts by wiping out most–if not all–of it. In some instances, your financial obligation to repay your debt is removed in bankruptcy. As soon as you file your bankruptcy, the bankruptcy court releases an order (called the “Automatic Stay”) which prevents your lenders or creditors from making any attempts at collecting from you. Contact our Southeast Michigan bankruptcy attorneys for assistance in filing your bankruptcy petition or understanding the bankruptcy process.
When you declare bankruptcy, you are essentially stopping your lending company from collecting your wages or demanding payments from you. If your utilities have been cut off as a consequence of outstanding bills, filing bankruptcy also helps restore the essential services that your Michigan family needs. Stop worrying about finances and start your journey to a fresh start! Call our Southest Michigan MI bankruptcy lawyers in Michigan today!
Compassionate & Effective Representation
With You All the Way
Meet Our Team
Nearly Three Decades of Experience

Marguerite Hammerschmidt
Marguerite (Peggy) Hammerschmidt is a founder of HS&A, P.C. where she has practiced Consumer Bankruptcy law since 2001. She did her undergraduate work at the University of Detroit, where she attended on an athletic scholarship and received her J.D. at Wayne State University Law School.

Timothy P. Stickradt
Timothy P. Stickradt is one of the original founders of HS&A, P.C. where he has specialized in Consumer Bankruptcy law since 1998. Mr. Stickradt did his undergraduate work at Oakland University and obtained his J.D at Wayne State University Law School in Detroit.
Client Testimonials
We go farther to help you win.
Staff is very friendly and helpful. They work with you and help you get back on track. No judgement just understanding. Simply amazing.-Eric Nyman
Professional, responsive at a time when I felt so vulnerable and confused. Looking forward to going forward ftom here with HS&A.-Deanna Cosens
HS&A recently represented me and did an excellent job of providing me with answers to my questions and efficiently handling my case. I felt well represented and informed throughout the entire process. I highly recommend them!-Kate Sumbler
Great people, very through and kind. All of my questions and concerns were answered very professionally and accurate and in a very timely manner. My hearing went very smoothly. I was very pleased with my experience-Thelma Rumble
We’re Ready to Help You Recover
Schedule Your Consultation Today
Aside from sparing your family from the stress of facing creditor calls or harassment, filing Chapter 7 or 13 bankruptcy also helps you keep the home you have worked hard to give your loved ones. Do you have a vehicle you want to keep? bankruptcy also prevents the seizure of your car or another valuable asset. If one of your properties has been repossessed before your filed bankruptcy, our bankruptcy attorneys in Troy, Michigan
Contact
Southeast Michigan Bankruptcy Attorneys to schedule your consultation today and
case review with one of our well-qualified attorneys today!
Map & Directions
70 W. Long Lake Rd. Suite 116,
Troy, MI 48098






