What is a Chapter 13 Bankruptcy? It is a debt reorganization which in most cases allows you to pay back only a fraction of your debt while discharging the rest. It is different from credit counseling and debt consolidation because unlike those, Chapter 13 forces creditors to participate and it has no tax penalties or consequences.
My house is in foreclosure, can I save it? With a Chapter 13 Bankruptcy you can stop your mortgage company from foreclosing as long as you file before the sheriff’s sale date. You then repay the mortgage arrearage over the next several years rather than having to come up with a lump some all at once.
My car is about to be repossessed, can I save it? In a Chapter 13 case you can stop the creditor from repossessing your vehicle, get the vehicle back for you and in some cases we can lower the amount you owe on the vehicle so you can afford the payments.
Our team of attorneys will provide you with expert representation.
This law firm was very helpful to me when I filed for bankruptcy. They walked me through every step and kept me up to date on the entire proceedings. I was fortunate that they had a satellite office in my hometown so that I did not have to travel to their main office in Royal oak. I would recommend this law firm as they did a good job for me.
- NANCY P.
This was very difficult and embarrassing for me to have to go through, however my attorney and staff have been very understanding, informative, friendly they just made me feel so much better. They have made this process so much easier than I expected. They are great about getting back to you with answers to any questions and call u just to check and make sure you don’t need anything. I highly recommend them and am very thankful to have found them.
- GERRI H.
We Love the fact,that they allowed us to be on a payment plan ,Pay them monthly,and we do (on time),get the work done in a timely manner,without any HARRASMENT,and we will be forever be Thankful to Them ! Thank You! Paul,Enola Sanford